Compare Breakdown Cover Northern Ireland (NI)
Breakdown cover will cover your expenses should your motor breakdown. Looking for motor breakdown cover in Northern Ireland? If the answer is yes we can help by providing multiple quotes for breakdown insurance tailored to NI residents only.
Insurance Quotes NI use Compare NI to provide multi quotes for vehicle breakdown recovery for any vehicle type including minibus and mini coaches that can carry from 8 to 30 passengers. The auto maybe used for personal or commercial use, or indeed both. For instance, weekend family trips to the seaside weather permitting or a weekend away to Donegal. During the weekdays, you may be using the same minibus to deliver parcels or other goods to your clients.
Regardless of whether you use the lorry for commercial or personal use, it’s mandatory to take out cover. Taking out breakdown assistance whilst not mandatory unlike NI car insurance will be of benefit if you do have a flat without a spare etc. For example, what will happen if you break down while you are on a country road miles from the nearest garage? If you have insurance, you can be rescued quickly and your car towed to safety.
Comprehensive Minibus Breakdown Cover for Northern Irish Cusomers
There are many brokers in Northern Ireland that provide car and van insurance cover. The cover offers breakdown and recovery services for minibuses, courier vehicles, disabled passenger vehicles and hire vehicles. The main features of the cover may include:
- Roadside assistance and repair
- Limited callouts for minibuses
- Roadside wheel changes
- Onward destination service
- Cover before travel
- Replacement Vehicle
- Cover for any driver with permission to drive the minibus
- UK and European cover
- Assistance at your home
NI Breakdown recovery companies terms and conditions do vary, however they should have the following in common, please do check each policy.
If the automobile can not be fixed at the roadside or by local garage in a reasonable time frame the vehicle will be moved to destination in Northern Ireland of your choice.
Any trailer or caravan on tow will also be transported to that same location.
Transportation of passengers and goods to that same destination of your choice.
The AA, RAC and Green Flag are a few of the brokers that will provide you with a quote and these as you know all provide a recovery service which means that your vehicle will be recovered transporting it on the back of a dedicated breakdown truck or towed to any NI destination of your choice. Restrictions can apply.
You should go through the minibus breakdown covers from different companies in the UK. Compare the policies to know which one will be right for your business. Some of the highlights of a good cover include:
- Replacement cover for a new vehicle should be included as standard.
- There should be discounts for no claim bonus, voluntary excess and additional security for the minibuses.
- Wide range of coverage including, sports teams, scout groups, nursing homes and others.
- The policy should be underwritten by a panel of leading insurers.
- You should also carry out a background check on the insurance service providers before choosing a policy from any of them.
Finding the right vehicle breakdown cover in NI is all about doing some research on the Internet. The cover you choose should come with features that are important for you. Apart from this, the premiums should be affordable.
You can search for insurance companies offering breakdown cover by typing keywords such as “breakdown cover insurance NI” on Google. After typing, make a list of the top brokerages you come across. From here, you want to compare the covers of the company. Check the premiums of the companies, facilitation fees and terms.
Narrow down your list of potential companies that you can work with based on the features that are important for you. Also, do a background check on the companies and eliminate any that seem to have a poor reputation. Contact those that match your bill and find out which one can offer the best deal.
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