Car Insurance NI Northern Ireland (NI) - Compare Costs

When you need to compare car insurance NI quotes for your family or fleet of business cars then it pays to compare the market. Dealing exclusively with Northern Ireland's top insurer brokers enables us to share your quotation requirements instantly after you complete the online booking form. Rather than going from one broker web site to the next and entering the same quotation request details, simply select the Quick Quote option, complete an inquiry form in a few minutes and then check you inbox for a flood of quotes from NI brokers all after your business now and in the future. Please note annual premiums will normally work out cheaper than paying for your car cover on a monthly basis. Remember we offer comparative quotes for Northern Irish customers, ranging from dog and cat insurance to travel protection

Find Car Insurance NI Deals with Local NI Insurance Brokers.

NI motorcar insurance can be reduced by reducing the risk that you impose to the insurer. We have detailed some of the key steps that will lead to reduced or discounted car insurance NI premiums. Unfortunately you have no control over some factors that impact your premium. The two key factors in this sector is the driver age and your post code. Young drivers or drivers under 25 or under 21 will always pay a higher premium. In some cases have them added to an existing policy may work out cheaper. Post code if you live in an area with with high levels of car theft your premium will be higher. Below are some steps to take to lower you car insurance NI.

Levels of Car Insurance NI

Legally every driver must have motor insurance to drive a vehicle in a public place. It can protect you and your vehicle and other motorist against liability in the event of an accident. The underwriter will be responsible for providing compensation to cover damage to property or injuries to people involved. Below a brief description of the 3 key levels of auto insurance, these can have variations or add on's. Example would include breakdown recovery, providing replacement car when vehicle is being repaired are amongst the most common extras added.

Additional Extras Available 

Each broker will be able to offer extra cover that typically include break down cover, window breakage protection and extended driving days in the EU. Cover for travel into the republic should be included as standard

How Can I reduce the cost of my Annual Premium ?

Young drivers always get hit hardest, but with telematics insurance it may be possible to be rewarded normally future discounts by showing that you are a careful and safe driver, please note if the reading tell a different story it may cause your premium to increase For other drivers ways to reduce the monthly premium include is simply driving carefully and earn no claims discount bonuses, as such taking an advance driving test may lead to lifelong savings! Providing safe parking should also help reduce your car insurance Northern Ireland quote. Adding extra security in the form of an immobiliser or GPS tracking that is approved by insurance companies should also help reduce your NI car insurance. Also remember when it comes to renewal time don't simple accept that you existing policy is the cheapest as some brokers reserve special deals for first time customer, as such it is always to starting comparing prices with other brokers come renewal time.

Occasional Drivers - Low Millage 

If you are not on the road every day and the miles that you clock up is low compared to the average driver an insurance policy based on millage should be considered. This is relatively new and is not offered by all brokers so ensure you ask the question if this option is not made clear within the policy details