Car Insurance NI Northern Ireland (NI) - Compare Costs
When you need to compare car insurance NI quotes for your family or fleet of business cars then it pays to compare the market. Dealing exclusively with Northern Ireland's top insurer brokers enables CompareNI to share your quotation requirements instantly after you complete the online booking form. Rather than going from one broker web site to the next and entering the same quotation request details, simply select the Quick Quote option, complete an inquiry form in a few minutes and then check you inbox for a flood of quotes from NI brokers all after your business now and in the future. Please note annual premiums will normally work out cheaper than paying for your car cover on a monthly basis. Remember we offer comparative quotes for Northern Irish customers, ranging from dog and cat insurance to travel protection.
Compare and find some Great Car Insurance Deals with Local NI Insurance Brokers.
Please note that your NI motorcar insurance can be reduced, for example if can provide secure overnight parking. Other ways to reduce the premium is accept a higher excess or adding an immobiliser or a tracking device. Reducing the number of named drivers should also reduce the cost of your auto premium. We are an independent comparison web site dedicated to residents of Northern Ireland which means we offer a true unbiased service. For the official guide to on the road insurance requirements in Northern Ireland click here motor insurance explained.
How Can I reduce the cost of my Annual Premium ?
Young drivers always get hit hardest, but with telematics insurance it may be possible to be rewarded normally future discounts by showing that you are a careful and safe driver, please note if the reading tell a different story it may cause your premium to increase For other drivers ways to reduce the monthly premium include is simply driving carefully and earn no claims discount bonuses, as such taking an advance driving test may lead to lifelong savings! Providing safe parking should also help reduce your car insurance Northern Ireland quote. Adding extra security in the form of an immobiliser or GPS tracking that is approved by insurance companies should also help reduce your NI car insurance. Also remember when it comes to renewal time don't simple accept that you existing policy is the cheapest as some brokers reserve special deals for first time customer, as such it is always to starting comparing prices with other brokers come renewal time.
Occasional Drivers - Low Millage
If you are not on the road every day and the miles that you clock up is low compared to the average driver an insurance policy based on millage should be considered. This is relatively new and is not offered by all brokers so ensure you ask the question if this option is not made clear within the policy details
Levels of Auto Insurance Cover in NI
Legally every driver must have motor insurance to drive a vehicle in a public place. It can protect you and your vehicle and other motorist against liability in the event of an accident. The underwriter will be responsible for providing compensation to cover damage to property or injuries to people involved. Below a brief description of the 3 key levels of auto insurance, these can have variations or add on's. Example would include breakdown recovery, providing replacement car when vehicle is being repaired are amongst the most common extras added.
- The minimum requirement is Third Party Cover and and in the event of an accident should protect you against claims by the third party for damage to property and medical bills and claims for any injures incurred
- The next level up is "Third party Fire and Theft, which in addition to above also provides cover for fire or if your vehicle is stolen.
- Comprehensive Cover will provide above and in addition it covers damage to your own vehicle and any injuries to self.
Brilliant, We saved on our annual premiums for our work vans using this fast and easy service.
Hear what others are saying
No hesitation in recommending this comparison service , great to see a comparative web site dedicated to Northern Ireland only.
We covered our small fleet of vans and saved a small fortune! Try yourself by completing the inquiry form.