Holiday Home Insurance NI

Tailored cover for your home from home, Compare multiple quotes, One short form to complete

Owning a second home or holiday home is an alternative to an expensive overseas holiday.  An overseas holiday for a small family is expensive , image  instead of spending a sizeable amount each year you decide on purchasing a holiday home in Northern Ireland, Scotland or indeed anywhere in Europe. An end to expensive hotel and restaurant bills and more importantly privacy, a place to relax and unwind with your loved ones.

Because a holiday home will be vacant for long periods of time, you need holiday home insurance NI, a property insurance designed specifically for holiday homes. This type of cover is designed to cover the additional risk associated with properties that are left unoccupied for long periods of time.

Holiday Home Insurance NI Elements

Every policy will be different, below we have highlighted some important elements that can be included in a holiday home insurance policy, you can speak with your broker to tailor the elements to your individual requirements. The price will to a large extent depend on the location and the level of cover requested.

  • A Holiday Home Insurance for NI should provide cover against fire, storm or flood, water or oil escaping, theft and attempted theft, malicious acts. Subsidence may also be included if you feel necessary 
  • Alternative accommodation : This element pays for alternative accommodation  if unfit to live, but being a holiday home this may not be necessary
  • Liability Cover :  This cover provides for anyone visiting or working on the property should they make a claim
  • Replacement locks : Another optional option, replacing stolen keys can be an expensive undertaking, this provides cover should the need arise. Some polices will cap this, so look for details in the policy  

Holiday Home Cover is not Limited to N. Ireland 

Holiday home cover is available for anywhere in the UK, the south of Ireland and European countries, a few examples are listed below.

  • Spanish Villa Insurance
  • Holiday Cottage Insurance
  • Spanish Holiday Home
  • Ireland Holiday Home
  • Chalet Insurance
  • Ski Apartment Insurance
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