Compare Learner driver Insurance NI

Instant cover available online, Learner Driver insurance 1 hour to 24 weeks, Drivers aged 17-25

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Temporary UK and NI Learner Driver, insurance quotes from Insurance providers including

Tailored quotes from a panel of temporary car insurance NI Specialists

Temp Car Insurance

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Learner Driver Insurance

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Compare Temporary Learner driver Insurance NI

Learner driver insurance lets you get behind the wheel of a friend or a relative's car without affecting their no claim's bonus. This has made learner driver insurance NI a product in growing demand. With learner driver cover in place, you can get valuable practice time behind the wheel, building up valuable road driving experience.   

Can I purchase Learner driver Insurance for 1 week or Less?

Provisional Insurance is available from 1 hour upwards to a maximum of 24 weeks. Daily learner driver insurance is popular, which is geared to those that a have a set day for driving practice. The term of the temporary learner driver insurance cover is flexible with weekly learner driver insurance, a top pick with many leaner drivers in Northern Ireland. The most popular picks are listed below.   

What is learner driver insurance NI?

Learner driver insurance NI is covered aimed at learner drivers, unlike annual car insurance it can be purchased for the period of time that you are learning to drive. It covers the car that you are learning in, and any accident does not impact the owner's driving history. Learner driver insurance is often referred to as simply provisional Insurance   

Learners insurance NI rules

Before you can start to learn to drive in NI, you need to be able to check all the boxes listed below. 

  • Hold a valid provisional driving licence for Northern Ireland or GB
  • Learning vehicle must be roadworthy and taxed
  • Have a qualified driver as a supervisor, the qualified driver must be over 21 and having held a driving licence for 3 years. Licence may be NI, GB or European country

Do I need a supervisor?

All learner drivers must be under supervision. The supervisor must be a qualified driver and held a valid UK driving licence for a continuous period of  3 years. The supervisor must be age 25 or over and have held a full UK driving licence for a minimum of 3 years.

What level of car insurance are available for NI learner drivers?

Most providers of temporary learner driver insurance will provide cover at three levels, the same as standard car insurance. Some will only provide fully compressive insurance. We have partnered with GoShorty who provide fully comprehensive insurance only.

  • Basic Third Party : Cover for damage to vehicle or property of a third party, the legal minimum required to legally drive in Northern Ireland.
  • Third party with fire and theft : Includes third party cover with the addition of fire or theft of  your vehicle.
  • Comprehensive : Highest cover available, affording cover to the third party plus your own vehicle or property.

Steps to reduce the cost of provisional insurance in the North of Ireland

Below, we have listed steps that you may be able to take in order to get cheaper price for learner driver temp insurance

  • Increase the excess:  Speak with the broker on how taking more responsibly in terms of the excess amount could reduce your insurance quote. Do take into account that you may be held liable for this amount should an accident deemed to be your fault dies happen. 
  • Compare learner insurance NI quotes: Shopping around and comparing quotes from a range of NI brokers can result in savings. 
  • Car Category : Whilst you may have no control if the car is borrowed, a car in a lower insurance bracket will also have lower temporary learner driver insurance rates.

can 18 year olds get temporary car insurance

Yes, temporary car insurance is available for 18 years with  GoShortly, the driver must meet following conditions. 

  • Hold a full UK, NI, Isle of Man  or EU/EEA – for at least six months.
  • Resident in the UK for at least 12 months
  • Have a permanent address in NI or GB
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