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Guide To LV Motorhome Insurance

LV provides cover for campervan and motorhomes. Motorhomes, also known as RV's in the USA, are normally larger than campervans and offer more amenities. LV= provides insurance for Motorhomes, Campervans and RV's;

Holiday Caravan Parks – These are static caravans (not touring caravans) that are situated in licenced parks
Residential Park Homes - Mobile home, Lodge or Chalet

Are you considering LV= motorhome insurance? We have detailed some of the highlights that LV= specialist motorhome insurance offer to those searching for a good deal leisure insurance

Some features of LV= comprehensive cover

Accidental damage cover : Cover for scratches or dents, bringing your campervan back to nearly new condition.
Uninsured driver promise : Involved in a motorhome accident with an uninsured motorist? If you can provide detail of the other driver, you can keep your no claims bonus and not be held responsible for the excess amount.
Misfuelling cover : It happens, especially when driving in a different country, filling your campervan with the wrong fuel.
Vandalism promise : Cover for damage caused by vandalism without impacting your no claims discount, but you will be held liable for the excess amount.
European cover : for 180 days at the same level as your UK cover
New locks and keys : Replacement of locks and keys, as required
Child Seats Replaced LV or Highway insurance will replace child seats if the vehicle has been in an accident, even if no damage is visible.

More about LV insurance : What's Not Covered

Please refer to the policy documents for full list of exclusions.

Mechanical or electrical breakdown
Motorhome Stolen when keys left in the motorhome or engine running.

Did you Know? If you accidentally fill your motorhome with E10 rather than E5 there’s no need to drain the tank, just fill up with E5 next time

Does LV cover automatically include contents?

The contents of a motorhome can be valuable similar to your home contents, as such contents cover is available as an addendum to your legally required road risk motorhome cover. Like most suppliers of campervan insurance, LV= will let you choose the level of cover required. To keep costs down to do not over insure.

Does LV offer New for Old Cover

Motorhome new for old motorhome cover is available, but only if your motorhome or caravan meet their requirements criteria, Please contact LV= for the these qualifying conditions.

What is Market Value Cover

If you opt for market value and your campervan or caravan is a total loss, the payment received will be the value before the loss occurred. This means that if you have to replace the motorhome with the same or similar model, you would have to make up the difference between the current list price and the compensation provided by the rental company when classified as a write-off.

What is "new for old cover"

In contrast to the market value concept, the new for old cover will actually pay out the amount needed to purchase a new equivalent campervan or motorhome that was valued as a total loss.

Services offered by this provider may change over time. Always check Ts&Cs.