Tractor Insurance NI

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Tractor Insurance, Northern Ireland

No farm is complete without a tractor. Tractors come in all sizes, and they can last a very long time, so some farmers may even have vintage working tractors. We have partnered with Quotezone who through a panel of NI insurance brokers can provide quotes for tractor and other farm machinery and farm vehicles. Some typical example farm vehicles that can be insured include balers, combine harvesters and muck spreaders.


Vintage & Classic Tractor Insurance Northern Ireland

Tractors can last a long time and even when they come to the end of their working live most farmers have formed a sentimental attached to their tractor that they have used day and day out. Vintage tractors are often seen at country fairs, and they attract lots of attention. If you are the owner of a classic tractor, you may wish to consider classic tractor insurance to protect against theft or damage.

Is Tractor Insurance NI a Legal Requirement?

Tractor insurance is only a legal requirement if you will using the NI public road network. If you do not use your farm vehicles on the NI public roads, you will not need road risk insurance. From my experience, there will always be an occasion that you will need to use the public network, maybe helping a fellow farmer out at harvest time or simply crossing the road from  one part of your farm to the next.

Is Farm Fleet Insurance NI Available?

The quote form will enable you to received quotes from multiple farm vehicles under one easy to manage farm vehicle fleet policy. These vehicles can also include vans, trucks, quads, ATVs and 4x4s.

What levels of cover are available for farm vehicle insurance?

The level of cover available is shared with typical car insurance NI, as you can see below.

  • Third Party Only : This is the lowest level of cover and is often the cheapest.
  • Third Party with Fire and Theft This cover will provide protection against theft of your tractor e or if your vehicles cause damage to another vehicle or the property of a third party.
  • Fully Comprehensive: Will provide additional cover for damage to your own vehicle and property.
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