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Tradesman Liability Insurance NI
Tradesman insurance is a policy that is tailored to the requirements of your trade or business, the key element is public liability, but you can tailor it to include your tools
What is tradesman liability insurance?
This type of cover provides you with finical protection should you cause injury or damage to property whilst plying your trade. The classic example is some third party tripping over an extension cable and then making a claim against you as the cause of the injury. Unfortunately, some people think this is a way to make some quick money and maybe even extend it to a disability allowance. If you were found to be at fault and the claim is successful, the wards can be staggering. With Tradesman liability insurance in place, it will take care of any legal fees and payouts it within the payout limit. When selecting this type of cover, you can choose the cover from the table listed below. If you need a different level, please speak direct with your broker, who should be able to accommodate any individual requirements.
All trades are covered, but we have highlighted the more common trade insurance requested received below.
As with all insurance policies, limits and exclusions will apply, so do check these to understand these or to negotiate different limits in advance.