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The trailer tent has exploded in popularity, thanks to the advances made in the style and amenities that these are now able to now offer. They give you the freedom associated with a motorhome at an affordable entry point.
Manufactures such as Pennine that have transformed with such models as the Pennine Pathfinder and Pennine Countryman. Whilst these are classed as folding or convertible caravans, it is becoming more difficult to spot the difference.
Why Choose a Trailer Tent
Apart from price, trailer tents are easy to tow and store. Whilst trailer tent insurance is not a legal requirement, it will much less expensive than tradtitional caravan insurance. Other advantages include
Do I need separate trailer tent insurance?
Standard car insurance will normally provide third party cover when you are towing your trailer tent. When the trailer is uncoupled, any third party cover will cease. Your trailer tent is then susceptible to theft or damage, taking out trailer tent insurance will cover this risk, but it is not a legal requirement. Many regard trailer tent insurance as money well spent in the event they should need to make a claim. Contents can also be included, as these are most likely not covered by your NI home insurance policy.
Trailer tent Security
Trailer tents are an easy target for theft. For this reason, most insurance providers will stipulate that you take a strict security measure to reduce the risk of theft. Expect to be asked to provide one of the following in terms of additional security measures.
What to look for in a trailer tent insurance policy
Most providers will tailor a policy to meet with your requirements, letting you pick and choose the cover required. Most provider will offer the following as standard or as optional.
Trailer Tent Insurance and Folding Camper Optional Extras
Trailer Tent Insurance and Folding Camper FAQs
Most insurance providers will extend cover for family or friend use, but not if you are renting out your folding caravan for a reward.
Having European cover is usually an optional extra, so you can decide to include this if your intention is to use your folding camper in Europe. Check for any restrictions on length of stay or number of trips permitted per 12-month period.
The excess can typically range from t £50 to t £150, do take this into account when comparing folding camper policies. Also, make sure the total amount is enough to replace your trailer tent with one of similar condition. Some providers will provide new for old cover, but this will always be more expensive.